Your path to financial freedom starts today.

As a mortgage broker, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.

What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.

That's why I became a Smith Manoeuvre Certified Professional™.

This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.

What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.

Let's explore how this approach might work for your specific situation.

-Catherine

Catherine Melville, Mortgage Broker
Smith Manoeuvre Certified Professional™

The Smith Manoeuvre™

It's time to master your mortgage

Start here

Ready to see how The Smith Manoeuvre™ could transform your financial future?


Get immediate access to our free mini-course below!

In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.

Come learn more at our next live webinar.

Has your interest been piqued? Come join us for our next completely free monthly webinar.


Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.

No pressure, just practical information to help you decide if this strategy is right for you.

Take the first steps today

Your Smith Manoeuvre Certified Professional™

Catherine Melville

B.Mgmt | AMP | MBIBC | CRMS

Mortgage Broker, Cultivate + Evolve Financial

Catherine Melville is an award-winning mortgage professional known for her calm, strategic approach to helping Canadians build long-term financial security. With a background in management, advanced mortgage planning, and regulatory accreditation through MBIBC and CRMS, she brings both technical expertise and a deeply human touch to every client relationship.

Over the years, Catherine has seen how traditional “pay down first, invest later” advice can limit a homeowner’s financial potential. Becoming a Smith Manoeuvre Certified Professional™ allowed her to offer clients a smarter, more intentional path — one that turns their largest expense into a structured wealth-building strategy.

Rooted in education, clarity, and genuine care, Catherine’s work focuses on empowering clients to make informed decisions that support their goals today and their freedom tomorrow.

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